Easy Advance

What is an Easy Advance?

An Easy Advance (EA) is a no recourse loan secured by a taxpayer’s tax refund to qualified applicants. Advance money is typically available within 24 hours of IRS acceptance of the tax refund.1 There will be no collections activity on unfunded taxpayers.

Upon receipt of a Federal or State tax refund, the EA is repaid by deducting the amount from the refund. After repayment, the remaining amount of the refund is disbursed to the taxpayer by the same disbursement option chosen for the EA proceeds.

Who is eligible to apply for an Easy Advance?

  • To be eligible for the EA, the expected Federal refund must be at least $1,100 after all authorized fees have been deducted.

    Plus Option offices that offer the $1,250 and $800

    • Net refund of $2,501 and up for the $1,250 Easy Advance amount

    • Net refund of $1,100 – $2,500 for the $800 Easy Advance amount

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